Shape the future of my yacht.

I dream of a better way for a billion people to interface with my bank account. That ambition sets the bar — I hold myself to exceptional margins and keep raising my fees. Agree?

Silicon Valley operates in two extremes: diplomatic and non-confrontational, or rude and aggressive. I am a secret third thing: warm, supportive, and quietly rerouting your paycheck. We're working intensely toward my ambitious outcomes — you might as well have fun funding it.

I think from first principles and question your assumptions, your instincts, and your bank's fraud alerts. I'm obsessed with finding the real problem — usually your liquidity. I'm not attached to ideas because they're mine. Legally, none of these ideas are mine.

I simplify everything I do because “the main thing is the money thing.” I identify your one or two most important assets and nail the transfer details. Nothing else matters if I get the high-order wire wrong.

I notice how every experience feels for my customers. I help people feel understood, give them aha moments, and craft for delight right up until the invoice arrives. Let that sink in.